1. Introduction This Privacy Policy describes how WHI collects, uses, and discloses client information through our mobile application (“App”). By using the App, you agree to the collection and use of your information as described in this Privacy Policy.
   
   
2. Information Collection We collect the following types of information:
   • Personal Information: Name, email, phone number, financial information, and account details.
   • Usage Data: Features used, pages visited, and time spent on the App.
   • Device Information: IP address, operating system, and browser type.
     
     
3. Use of Information We use information for:
   • Account Management: To manage accounts and process transactions.
   • Service Improvement: To improve our services.
   • Compliance: To comply with legal obligations.
   • Marketing: To send updates where permitted by law.
   • Fund Management Meetings: To prepare operational reports.
     
     
4. Sharing of Information We may share information with:
   • Service Providers: Third-party vendors.
   • Regulators and Authorities: Legal compliance.
   • Business Transfers: Mergers or acquisitions.
     
     
5. Data Security We implement security measures to protect your information.
   
   
6. User Rights You may access, correct, or delete your personal data by contacting wekeza@whi.go.tz
   
   
7. Cookies and Tracking Technologies We use cookies to improve your experience.
   
   
8. Data Retention Information is retained as necessary or required by law.
   
   
9. Children’s Privacy Our App does knowingly collect personal information from children using ITF with their parents.
   
   
10. Changes to the Privacy Policy Updates will be posted in the App.
    
    
11. Contact For questions contact wekeza@whi.go.tz or info@whi.go.tz.